The decrease in the value of a bike with the passing time is taken into consideration as a depreciation factor by the insurance companies. During claim settlement, the insurer deducts the depreciation charge from the claim amount. To prevent this deduction, the policyholder can opt for the Zero Depreciation cover along with a standalone own damage or a standard comprehensive plan. Opting for United India Zero Depreciation cover ensures the maximum claim amount at the time of claim settlement.
Availing United India Zero Depreciation cover prevents the loss of claim amount in lieu of depreciation charges. Zero Depreciation cover ensures the maximum claim amount without the deduction of the depreciation charges.
United India Zero depreciation add-on cover offers the following benefits to its customers:
Rate of Depreciation Without Zero Depreciation Cover
Rate of Depreciation With Zero Depreciation Cover
6 months to 1 year
Rate of Depreciation Without Zero Depreciation
Rate of Depreciation With Zero Depreciation
United India Zero Depreciation comes with multiple benefits provided that the following conditions are fulfilled:
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By Dhruv Patel On: September 14, 2023You can add Zero Depreciation cover to your United India standalone own damage policy at the time of purchase, renewal or in the middle of the tenure. However, an inspection may be conducted by the insurance company to check the condition of the insured’s bike.
Yes, you receive free of cost replacement of the depreciated metal bike parts under United India Zero Depreciation cover.
No, opting for a Zero Depreciation cover does not ensure full claim amount as deductibles are factorized while calculating the claim amount. Zero Depreciation waivers only the depreciation charges ensuring maximum claim amount.
You can add the Zero Depreciation cover to your United India bike insurance policy on their official website or by visiting the nearest branch.
Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan.
